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APR 14 2026

Can I Top Up a PaysafeCard Online?

Many people wonder whether it’s possible to top up a PaysafeCard, especially if they’re new to using it for online payments. The short answer is: you can’t. PaysafeCard is a non-reloadable prepaid code designed for secure, one-time use. While that might seem limiting at first, it’s actually what makes it so simple and safe. Once you understand how it works, using PaysafeCard is easy, whether you’re paying online or managing your funds through a myPaysafe account

How does PaysafeCard work for online payments?

PaysafeCard lets you pay online using a 16-digit PIN without sharing bank details.

You can either:

  • Pay directly with the PIN (no registration), or

  • Add the PIN to your myPaysafe account and pay from your balance

Note: Each PIN has a fixed value and cannot be reused once the balance is spent.

Can I use PaysafeCard without an account?

Yes, you can use PaysafeCard without creating an account.

You simply enter the 16-digit PIN at checkout on supported websites. Alternatively, you can create a myPaysafe account to store and manage your balances in one place. It acts as a great alternative to a bank account, letting you manage payments and keep track of your transactions from one centralised place. In addition, you can send and receive money in more than 50 countries, including those in the Eurozone and North America.

How do I top up a myPaysafe account?

You can top up a myPaysafe/PaysafeCard account by loading PaysafeCard codes.

Don’t have an account yet?

  1. Click ‘sign up’ on the PaysafeCard homepage.

  2. Select your country of residence from the drop down.

  3. Click ‘continue’.

  4. Create your login details.

  5. Check your email for verification.

Note: You cannot register by choosing a different country other than the one you’re currently in.

Already have a PaysafeCard account?

  1. Log in to your myPaysafe account.

  2. Enter the 16-digit PIN of your purchased PaysafeCard Voucher.

  3. Click “Add credit”.

Your account is instantly topped up.

Note: You're only able to recharge your myPaysafe with a 16-digit PaysafeCard and via bank transfer.

What is the difference between PaysafeCard and myPaysafe?

PaysafeCard gives you a one-time prepaid code, while myPaysafe works as a reusable online account.

What to know when paying with a PaysafeCard code:

  • No personal data required

  • No bank account needed

  • Fully anonymous payments

  • Maximum transaction: €50 in most regions

Tip: Always check the official PaysafeCard fees and limits page to confirm the maximum transaction amount in your region.

Benefits of a myPaysafe account:

  • Pay with username and password

  • Track transactions in one place

  • Supports Google Pay, VISA and Mastercard

  • Can order a physical prepaid PaysafeCard Mastercard

  • Maximum transaction: up to €1000 in most regions

  • Identity verification may be required

PaysafeCard code or myPaysafe account: Which option should I choose?

Depending on your priorities, both options provide unique benefits. Use a PaysafeCard PIN if you want fast, anonymous payments without registration. Use a myPaysafe account if you want higher limits, payment tracking, and more flexibility for frequent purchases.

Is PaysafeCard a safe payment method?

Yes, PaysafeCard is considered a safe way to pay online.

Because you don’t need to share bank or credit card details, your financial information stays protected. Payments are made using a 16-digit PIN, which by default cannot be hacked or traced back to your personal data. You also stay in control of your spending, since you can only use the prepaid amount on the voucher.

For extra security, PaysafeCard allows you to block your codes or myPaysafe account in case of fraud or if you notice suspicious activity. This helps prevent unauthorized use.

Note: Treat your PaysafeCard PIN like cash. Never share it with anyone you don’t know or trust.

Top up PaysafeCard online easily and hassle-free

Numerous stores accept PaysafeCard and myPaysafe makes it incredibly easy to use this payment method. Do you prefer to have an account or use a special code and not provide your personal data? Up to you! Whatever you choose, you can rest assured that your shopping experience will be hassle-free!

Alicja Klos
Written by Alicja Klos