The development of online payment systems has made steps over the last decade. With just a few clicks – or even your fingerprint – you can get a new couch, a new console or pay for any kind of entertainment service online straight from the palm of your hand. The convenience of online payments has many advantages, and it has made our lives much easier. But with convenience comes risk. The bright side? Staying safe is simple when you follow a few essential rules. Here are 12 quick tips to keep your payments secure.
12 Tips for Your Online Payment Security
So what is online payment security? It's not only about ensuring safe payments while making an online transaction, but it’s also about protecting yourself financially. There are many payment options out there, so to diminish risks use the following tips to stay safe on both sides!
1. Shop With Trusted Merchants
Only buy from sites you know and trust. Before paying:
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Check reviews on Trustpilot or Google
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Look at the overall rating, not single complaints
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Double-check the website address before paying
Note: even the most serious companies can occasionally have unsatisfied customers. Look at the overall score and not at single reviews to get the clearest picture.
2. Always Check the URL
Make sure the site is secure:
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Look for the 🔒 padlock in your browser
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The URL should start with https://
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Avoid public Wi-Fi for payments. Instead, use mobile data or a VPN
3. Use Credit Cards for Extra Protection
Credit cards offer stronger fraud protection than debit cards. If fraud occurs, you’re usually not liable. Always block your card immediately if it’s stolen.
4. Try Digital Wallets (Apple Pay, Google Pay)
Wallets combine speed and safety. Here's how:
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Tokenization hides your card number
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Fingerprint or Face ID adds security
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One-tap checkout = fewer abandoned carts. 🛒
5. Pay Safe With Prepaid Cards
Prepaid cards and eVouchers act like cash online. You only spend what’s loaded, no need to share bank details. Great for budget control and extra safety.
From prepaid payment cards and crypto vouchers to e-wallet top-ups, there is a wide range of prepaid payment options to choose from. Difficult to find the right one? Learn more about the different payment cards and which option is the best for you.
6. Give Kids Prepaid Gift Cards
Regardless of your parenting style - by using gift cards to top up these accounts, you keep sensitive credit card information safe and minimize the risk of unexpected spending.
Secure prepaid cards make topping up iTunes, Google Play Store, PlayStation, Steam or Xbox accounts as safe and easy as possible.
7. Use “Pay Later” Options
Services like Klarna, Afterpay or In3 let you try before you pay. They add an extra layer of fraud checks on merchants.
8. Choose the Method You Trust Most
PayPal, credit cards, prepaid, wallets… pick what makes you feel secure. A reliable site will always offer several trusted options.
Dundle accepts 15+ secure payment methods. Whether it’s PayPal, credit card, prepaid payment card or anything else – choose the option most convenient for you.
9. Watch Out for Scams
As we depend more on digital communication, cyber crimes are on the rise, including phishing and online scams with gift cards. Remember: gift cards are never a valid payment method outside their official use. If someone pressures you to pay this way, it’s certainly a scam.
10. Keep Devices & Passwords Secure
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Update software and antivirus regularly
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Use strong, unique passwords
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Turn off “remember card” and autofill features
11. Understand Payment Fees
Payment methods come with costs — for both you and merchants.
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Credit cards = higher fees but more protection
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Bank transfers = cheaper but less safe
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Wallets like PayPal, Apple Pay, and Google Pay = competitive and secure
💡 Check for added fees before paying.
12. Stay Alert to Fraud
Fraudsters copy real websites or push unusual payment requests like wire transfers and gift cards. Stick to secure methods with built-in buyer protection like credit cards or PayPal.
Final Word on Your Secure Online Payment
There’s a lot to keep in mind, but most of it comes down to common sense: use trusted methods, secure your devices, and stay alert. With prepaid cards, wallets, or credit cards, you can enjoy safe online shopping every time. And dundle has everything you need!
