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PaysafeCard

Is PaysafeCard Safe?

Last update: March 10, 2026

Paying safely online is more important than ever in 2026. With the increase in digital identity fraud and data breaches, it is understandable that many consumers choose the security of PaysafeCard. But what makes this payment method still one of the safest choices for online purchases today?

At dundle, we are experts on the topic of safety and privacy. We’ve been selling prepaid payment cards since 2012, and hundreds of thousands of customers have chosen to buy PaysafeCard safely online. Together, we will look at the facts and explain why PaysafeCard remains one of the safest payment options available.

Why PaysafeCard Is Considered Safe

PaysafeCard is often regarded as one of the safest online payment methods, especially for digital purchases. There are three main reasons for this.

1. You do not share your bank details

With many payment methods, you need to enter sensitive information such as:

  • Credit card number

  • Expiration date

  • CVC code

  • Bank account number

With PaysafeCard, this is not necessary. You only need to enter a 16-digit code during checkout.

Because of this:

  • Your banking details remain private

  • Online stores cannot see your bank account

  • There is less risk of data breaches

This means that even if a website is hacked, fraudsters cannot gain access to your bank account.

2. You pay with prepaid credit

PaysafeCard works with prepaid credit that you purchase in advance. This means you can never spend more than the amount available on the code.

This has two advantages:

  • You avoid unexpected costs

  • No money can be withdrawn from your bank account

This is why PaysafeCard is particularly popular for:

  • Online games

  • Digital subscriptions

  • Entertainment services

3. European regulations and supervision

PaysafeCard is part of Paysafe Group, an international fintech company that operates under European financial regulations. 

The company complies with strict rules regarding:

  • Payment security: the use of advanced encryption to protect transactions.

  • Personal data protection: full compliance with the GDPR/AVG regulations, ensuring that your data cannot simply be shared or misused.

  • Anti-fraud measures: active systems that scan and block suspicious transactions in real time.

Since 2020, stricter laws have applied to companies offering digital payment solutions. As a result, providers must better monitor how their services are used and implement additional measures to prevent misuse.

European regulations are expected to become even stricter in the coming years. This means payment platforms like PaysafeCard remain under continuous supervision.

If you would like to learn more about this topic, it is a good idea to consult the official website of the European Union or see the full list of PaysafeCard’s regulations here.

What This Means for You as a PaysafeCard User

Because of these regulations:

  • Anonymous prepaid cards now have stricter limits

  • You may need to verify your identity for higher amounts

  • Online transactions without verification are limited to £50 per payment

In addition, the maximum value for anonymous prepaid cards was reduced to €150, meaning companies must perform identity checks more frequently.

The goal of these measures is to prevent money laundering and terrorism financing, while still allowing prepaid cards to remain available.

Why Do I Need to Verify My Identity for PaysafeCard?

If you frequently buy PaysafeCard online, or purchase higher amounts, you may need to verify your identity. This verification is required due to European financial regulations aimed at preventing fraud and money laundering.

This means that companies offering digital payment services must check who is using their services when larger amounts or accounts are involved.

This helps to: 

  • prevent fraud and scams

  • combat money laundering

  • better protect accounts from misuse

When Do You Need to Verify Your Identity?

In some situations, PaysafeCard may ask you to confirm your identity. This can also happen when purchasing PaysafeCard through a reseller such as dundle.

This usually occurs when you:

  • create a MyPaysafe account

  • want to use larger amounts

  • want to combine multiple codes

  • want to use additional wallet features

Verification may involve:

  • uploading an identity document

  • address verification

  • a short selfie check

These steps are taken to prevent fraud and misuse. For small payments using a single code, verification is often not required.

Does PaysafeCard Remain Safe After Verification?

Yes. Even when you use an account, your payments remain protected.

When you pay with PaysafeCard:

  • the webshop does not receive your bank details

  • your personal information is not shared with the store

  • the payment is processed through the PaysafeCard system

This means you still benefit from an additional layer of protection between you and the webshop.

Can Someone Steal Your PaysafeCard Code?

Only if someone obtains your 16-digit code. PaysafeCard works similarly to cash: whoever has the code can use the credit.

That is why it is important to always keep your code private.

Common PaysafeCard Scams

Scammers sometimes try to trick people into sharing their code.

This can happen through:

  • fake customer support

  • marketplace scams

  • fake fines

  • phishing emails

One important rule: PaysafeCard itself will never ask you to share your code.
If someone asks for it, it is almost always fraud.

How to Use PaysafeCard Safely

After buying a PaysafeCard online at a trusted reseller, the next step is using it safely. By following a few simple rules and referencing Paysafe’s security page, you can almost completely avoid risks. 

1. Only buy codes from official sales points

For example:

  • authorized online partners

  • supermarkets

  • gas stations

2. Never share your code with others

Sharing your code with any third party can result in loss of your funds. Never trust anyone pretending to check validity of your code. 

Not via:

  • phone

  • WhatsApp

  • email

3. Check the website where you are paying

Only pay on websites that:

  • have a secure HTTPS connection

  • are trustworthy

  • clearly display contact information

Looking for more information? Check out our How to Use PaysafeCard guide. 

PaysafeCard Remains a Safe Choice

PaysafeCard is still a safe way to pay online in 2026. Because you do not need to share your bank details and payments are made with prepaid credit, you maintain control over both your spending and your privacy.

Thanks to stricter European regulations and modern security systems, the platform is also continuously monitored and improved. This means that you, as a user, benefit from additional protection against fraud and misuse.